Source: Yahoo Finance The goal of investing is to generate long term returns that beats your personal inflation rate and achieve your financial goals in life. If you've put all your investments in the Malaysian stock market for the past 10 years, you would have soundly failed your goal. As of today November 26th 2022,… Continue reading The Negative 10-Year Return of the KLCI
Strategy for Slow Decline in Stock Prices
When facing recessions, stock prices can take a long a long time to decline to its lowest point. When the dot-com bubble burst in mid 2000, it took about 2 and a half years before the S&P 500 bottomed out. Similarly when the housing bubble burst at the end of 2007, it took a year… Continue reading Strategy for Slow Decline in Stock Prices
Lessons From Bad Stock Investments
There are countless books and articles in the internet recommending ways to assess if a stock is worthy to be invested or not. In most cases, those sources talk about the stocks that do well and use them in their analysis to uncover the metrics that reveal a successful stock. I will do the opposite… Continue reading Lessons From Bad Stock Investments
Inflation and Retirement
It has been a while since my last post. I remind myself that I started this blog as a personal journal of my thoughts but have been too busy to write. Now I am in the holiday period at the end of 2021 and I finally found the time to write again about some interesting… Continue reading Inflation and Retirement
2020 Stocks Review
Photo by Kelly Sikkema on Unsplash 2020 proved that you can never really predict what's going to happen in the stock market or the economy. As we all remember, there was a flash of panic in March due to the Covid-19 pandemic but things quickly recovered as central banks around the world printed trillions in… Continue reading 2020 Stocks Review
2020 – Lessons to be Learnt on Property Investment
2020 has been a particularly tough teacher in the Property 101 class. The Covid-19 pandemic absolutely wrecked everything in the short term rental space as tourists stopped visiting Kuala Lumpur and many business owners were affected by the movement control orders (MCO) in Malaysia. The first sign of trouble for me was a tenant suddenly… Continue reading 2020 – Lessons to be Learnt on Property Investment
The Illusionary US Market Recovery
A lot has been written about the disconnect between Main Street (the economy and businesses) and Wall Street (the stock market) in the US. With record unemployment in the US, reduction in consumer spending and closures of businesses, it was surprising to see the S&P 500 and Dow Jones indices record a 'V' shaped recovery… Continue reading The Illusionary US Market Recovery
An Important Moment In Investing
This post is a follow up from my post 2 weeks ago about trying to time the market in the days of the coronavirus pandemic. At that time, the S&P 500 was down 10% from its peak while the KLCI had dropped to where it was 9 years ago in 2011. In just 14 days,… Continue reading An Important Moment In Investing
Timing The Market
Timer Photo by Marcelo Leal on Unsplash The Coronavirus pandemic has created a unique situation in the global economy. Fear of recession is clearly reflected in the sharp drops in the yields of bonds and treasuries and surges in gold prices. Money is moving from riskier asset classes like stocks into these asset classes instead. In Malaysia, the… Continue reading Timing The Market
2019 and what lies ahead
As I write this article we are less than 2 weeks away from the doorsteps of 2020. It has also been a year since I started financedurian.xyz. How time flies when you are not paying attention. The purpose of financedurian.xyz is to distill all my experience and knowledge in personal finance and investing into a… Continue reading 2019 and what lies ahead
The Finance Durian 