Personal Finance and Investment Thoughts. All posts are personal opinions and thoughts.
My first job as a telecommunications engineer paid about MYR2,300 (~USD600) a month. That's pretty reasonable for an entry level job in Malaysia but boy sometimes it seemed that I could never make any headway with my savings. If only I knew then what I know now about managing personal finances. I didn't really keep… Continue reading Financial Advice For My 23 Year Old Self
2018 is now drawing to a close but the usual year end rally is not in sight this time. The FBM KLCI is down 7% this year but if you measure from its peak in April, it's down almost 13%. A drop of 10% is technically considered a correction. If you look at the darlings… Continue reading The Bear Strikes The Market
Today the US Fed raises the rates from 2% to 2.25%. The stock market has been embroiled in a sea of red declines since October and the rising benchmark borrowing interest rate has been blamed as one of the causes. Actually the long term trajectory of the interest rates has been on decline since 1980.… Continue reading US Federal Interest Rates
About 70% of the trades in the US stock market are made by computers. That means that there are many computer programs that automatically buy and sell stocks everyday without human intervention. The programs take in a variety of inputs such as the news, analyst reports, financial performance, economic data, etc. and then make a… Continue reading It’s Not You, It’s The Machines
Wow, what a furore it was when it first dawned on PTPTN borrowers that the new Pakatan government won't be writing off their PTPTN loans after all. Then adding oil to the fire, the PTPTN chairman has proposed a tiered automatic salary deduction schedule changing the approach for the popular student loan collection from voluntary… Continue reading How Do You Solve A Problem Like PTPTN?
I'm a stay at home dad with plenty of time at hand. To keep the brain running and as a form of entertainment I've decided to blog about my random thoughts on what's happening in the finance world today. Hopefully you will find some nuggets of knowledge that's useful to you!
The Finance Durian 